Smart Budget & Finance Spreadsheet – Simplify Your Finances
Ready to take full control of your money? This powerful Smart Budget & Finance Planner is your all-in-one digital toolkit for tracking expenses, setting goals, and mastering your money mindset. Designed in Google Sheets for ease and automation, it brings clarity and control to your finances in minutes.
From students to professionals, this planner helps you manage everything from debt to savings, cash flow to net worth – all in one sleek, easy-to-use template. Choose from 4 stunning color themes: Eucalypt, Surf (This Listing), Peach, and Outback Dawn.
💸 WHAT'S INCLUDED:
✅ Dynamic Google Sheets Budget Template
✅ Monthly budget setup by category
✅ Auto-import transactions + smart categorization
✅ Detailed income & expense analysis
✅ Real-time cash flow tracking
✅ Net worth calculation dashboard
✅ Filter by keyword, category, date
✅ Clean visual design for easy insights
✅ Video Tutorial Included - no spreadsheet skills necessary!
📊 WHY USERS LOVE IT:
- Efficient, user-friendly design
- Saves time and effort with automation
- Customizable to fit all income types and goals
- Perfect for personal finance, business, or side hustle tracking
- Accessible anywhere via Google Sheets
Take the guesswork out of budgeting and gain full financial clarity with just a few clicks!
COLOUR CHOICE
Looking for a different colour palette? You can find other colour options for this spreadsheet here:
https://www.floracollective.com.au/search-results?q=BS021
‼️ IMPORTANT ‼️
• This spreadsheet is only compatible with Google Sheets, not with Excel.
• You will need a Google account (which is free) to access this spreadsheet.
• This is a DIGITAL PRODUCT - No physical item will be shipped.
➕Please Note: colours on your screen may vary. This is due to the fact that every computer monitor, laptop, tablet and phone screen has a different capability to display colours.
HOW TO DOWNLOAD AFTER PURCHASE
➕You'll need a free Google account to use the template
➕Open the PDF file that will download upon purchase.
➕Within the PDF File, click 'Download Purchase' and the template will open in your browser. Click 'Make a copy'
After your payment has cleared you will be able to download your files instantly!
ANY QUESTIONS?
Please feel free to message me with any questions, I'm always happy to help!
PURCHASE TERMS
This spreadsheet is only accessible with Google Sheets, not with Excel.
Digital download: this listing is an instant DIGITAL DOWNLOAD ONLY. No physical product will be shipped. You will receive a PDF file with a link that will take you to your spreadsheet.
Copyright notice: this design and this spreadsheet is copyrighted by Banksia Spreadsheets. Your purchase of this product is for personal use only and commercial/public use of any kind is strictly prohibited. It is prohibited to resell, share, reproduce this product or distribute this product, either in part or in full, with or without modifications.
This spreadsheet is for informational use only. Banksia Spreadsheets cannot give any financial, tax or legal advice. Please do your own research and if needed contact a licensed financial advisor before making any financial decisions. Under no circumstances can or will Banksia Spreadsheets be held responsible for any costs, loss, damage or injuries (may it be direct or including without limitation indirect loss or damage) that result from the use of this spreadsheet.
Neither this product nor Banksia Spreadsheets are affiliated with Google Sheets.
Refunds: as this is an instant digital download all sales are final. We don’t accept returns, exchanges or order cancellations due to the nature of digital purchases.
Thanks for shopping at my store!
Haley